Pranil Bilimoria

Founder & Technical Director, ShiftCurveAuckland, NZ

Pranil Bilimoria

I build the AI-enabled systems New Zealand businesses run on.

22 years in technology delivery, most of it inside Westpac, BNZ, Suncorp and Woolworths NZ (Countdown). Now founder and technical director of ShiftCurve, where the AI systems I build are in production today.

What I build

Working systems, not slide decks.

I scope the system, build it and run it with the business, instead of handing it down an agency chain. That is what I mean by operator-builder.

  1. AI-enabled business systems

    Data platforms, custom CRMs and dashboards that give an established business one queryable view of itself.

  2. Document and workflow intelligence

    Schema-checked automation for the documents a business runs on, with a person reviewing every draft before it goes anywhere.

  3. Digital presence and attribution

    Sites, search and ads that generate leads and show where each lead came from, through Compound, ShiftCurve's growth operating layer.

Every engagement starts with me. The people who scope it are the people who run it.

Results

What it has produced.

  • 36+planning documents through one AI pipeline

    Bilimoria Consulting, the Hamilton planning consultancy where I am a director and co-founder: a custom AI planning system that gives planners same-day first drafts to review, with GIS from 4 councils.

    Bilimoria Consulting, 2026
  • 6weeksto a working CRM

    Built from scratch for the same consultancy, replacing spreadsheets with 14+ linked tables the business owns.

    Bilimoria Consulting, 2026
  • 200+regulatory obligations mapped, with a full audit trail

    A custom database linking obligations, credit policies, systems and stakeholders, so the APS 220 programme could see every dependency.

    Westpac New Zealand, 2020 to 2022
  • $10Mloyalty programme overhaul, business analysis lead

    The AA Smartfuel partnership that created Onecard, from concept workshops to the business case that secured investment.

    Woolworths New Zealand, 2015 to 2017
Record

Delivery inside regulated institutions.

Before ShiftCurve, a career inside New Zealand's largest banks and insurers, delivering against immovable dates in audited environments.

  1. to now

    ShiftCurve, Founder & Technical Director

    AI systems for New Zealand businesses, in production.

  2. to

    Westpac New Zealand (contract)

    Delivery Lead, ESG Data and Systems, from 2022: built the bank's ESG data platform from concept to regulatory-ready. Before that, delivery coordination on the APS 220 regulatory programme.

  3. to

    BNZ, Senior Business Analyst

    Customer Journey Programme with BCG Digital Ventures. Blockchain and cryptocurrency initiatives.

  4. to

    Woolworths New Zealand (Countdown), Lead Business Analyst

    Onecard loyalty programme with AA Smartfuel, a $10M overhaul.

  5. to

    Westpac New Zealand, Senior Business Analyst

    New Bank core platform programme, Contact Centre Transformation, APS 210 liquidity regulation.

  6. to

    Suncorp, Senior Business Analyst

    Charles River IMS trading platform. HiPortfolio upgrades.

  7. to

    Chelmer, Business Analyst

    Capital markets systems for ABN AMRO Craigs.

  8. to

    Fonterra, and a first solo delivery in Hamilton

Bachelor of Computing and Mathematical Sciences, University of Waikato.

How I work

Control, traceability and execution.

Years inside regulated, audited environments delivering against immovable dates is why the systems I build are grounded in control and traceability, not AI theatre.

  • Principle 01

    Foundations before models.

    Models amplify whatever system they sit on, so the data and the workflow come first.

  • Principle 02

    Bounded autonomy.

    Anything customer-facing or regulator-visible stays behind a gate with human sign-off. Every change to a live system goes through that gate. Autonomy is earned with evidence, then audited anyway.

  • Principle 03

    We own it, you rent it.

    ShiftCurve builds, owns and runs the system, and the business rents it as a subscription. Its data, and the reasoning behind every decision written down, stay its own.

Talk

Talk to Pranil.

If you are checking who you would be working with, the quickest next step is a conversation.